Anju Patwardhan
Executive Director and Vice Treasurer at AWARE
Singapore
Overview
Work Experience
Independent Non-Executive Board Director at Xapo Bank; Chair of Audit Committee; Member of RemCo
2023 - Current
Xapo is a fully regulated bank based in Gibraltar that offers accounts in USD and BTC. It is a digital private bank for the mass affluent, focused on wealth preservation for its members by offering international bank accounts in a safe jurisdiction. Xapo Bank members earn interest on their deposits and receive a global debit card for ATM and merchant transactions.
Independent Non-Executive Director
2025
Deep Future Analytics (DFA) is a leading expert in using AI and machine learning for credit risk analytics for consumer lending and SME lending products, credit stress testing, climate risk stress testing, risk-based pricing, model risk management, etc. It holds six patents and has a client base of over 200 credit unions, banks, regulators, and manufacturing companies. The CEO & Founder, Joe Breeden, has published over 40 academic articles and has written several books on these topics.
Independent Non-Executive Director; Member of Board Risk Committee and Board Innovation Committee
2019
Board Director and Member of Board Executive Committee, Board Risk Committee, and Board Innovation Committee.
Member of the Global Advisory Council, Distinguished Careers Institute
2021
Guest Faculty for FinTech course, Graduate School of Business (GSB)
2017 - 2022
Fellow, Distinguished Careers Institute
2017 - 2018
Fulbright Fellow and Visiting Scholar from ASEAN (FinTech and Finl Incl)
2016 - 2016
Independent Non-Executive Board Director, Member of Board Audit & Risk Committee
2018
Board Director and Member of Board Audit & Risk Committee. Upgrade is licensed in over thirty states in the US and offers a new banking experience through access to credit cards and installment loans.
Nominee of Public Investment Fund on Board of GIB
2019
The Public Investment Fund (PIF) is one of the largest sovereign wealth funds in the world and has a diversified portfolio through investments at domestic (Saudi Arabia) and international level.
Impact Circles: Artificial Intelligence; Digital Transformation of Industries
2023
Steering Committee Member, Disruptive Innovation in Financial Services
2015
Inaugural Member, Global Future Council on Blockchain/DLT
2016 - 2018
Non Executive Board Director & Vice Treasurer; Chair of Tech Committee; Member of Audit Committee
2024
Chair of Board Technology Sub-Committee, Member of Board Audit Committee, and Member of Board Advisory and Research Sub-Committee (ARC)
SUSS Fellow (FinTech and Blockchain)
2016
Co-Founder & CEO
2016 - 2025
Focused on philanthropy; venture and impact investing; advisory and consulting on future of ageing with a financial inclusion and financial well-being lens. Published “Financial Inclusion in the Digital Age" with IFC (Part of World Bank) and Stanford University. Launched “Designing for a 100-Year Life" website for sharing knowledge and resources on longevity and financial well-being after my Rockefeller Bellagio Residency.