Karolina Banna
Building the next generation of banking
Palo Alto, California
Overview
Work Experience
VP Product, Banking and Risk
2025 - Current
Head of Banking
2022 - 2025
Delivering the next generation of products for Americans.
GM Retail Banking
2019 - 2022
VP Product
2018 - 2019
Pivotus Ventures, including our flagship Engage product, was successfully acquired by Kony in October 2018 As part of the digital banking team, I created market-leading products that help banks and credit unions to deliver seamless experiences for their customers.
Chief Product Officer
2018 - 2018
Pivotus redefines the relationship between banks and their customers to build key technologies and business models that transform the financial space. I was responsible for product strategy, product development, and providing leadership to the broader function that included UX design and AI/ML research.
VP, Product
2017 - 2018
Pivotus builds products that transform the banking industry.
Head of Retail Banking Products
2015 - 2017
Metro Bank is Britain’s first new High Street bank in over 100 years. Metro reinvents the rules of retail banking, making every effort to remove all stupid bank rules from our day to day services to offer simpler and more convenient banking. I was responsible for the product development, customer experience and P&L management of the Retail Banking products (current accounts, credit cards and consumer lending) and their associated processes. I also assessed, delivered and managed partnerships across the deposits and lending space, as well as the onboarding operations teams.
Senior Product and Pricing Manager
2013 - 2015
Lloyds Banking Group is a leading UK based financial services group providing a wide range of banking and financial services, for retail and commercial customers. Lloyds Banking Group is quoted on both the LSE and NYSE and is one of the largest companies within the FTSE 100. I was responsible for the overall product strategy, product development and commercial management of Lloyds Current Accounts, Classic Account, Student, Youth, Islamic and Social banking products for over 30 million customers. Previously responsible for Halifax Personal Loan products and pricing.
Senior Payments Technology Manager
2012 - 2013
Retail Strategy Manager
2010 - 2012
Consultant
2007 - 2010
Financial Services consulting across Retail Banking and Insurance clients. Received early promotion out of graduate program.
Deloitte Tax is an advisory firm that provides tax preparation and advisory services.